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Flexible financing for outdoor living and simulators
Flexible Financing

Own it today. Pay over time.

Premium simulators, fire pits, and outdoor living setups are a serious investment. Shop Pay Installments lets you bring your space together now, with no hidden fees and no impact to your credit to check eligibility.

0%
Interest on 4-pay plans
24 mo
Longest term available
Instant
Decision at checkout
Shop Pay Installments

Estimated monthly payments

Split your purchase into 4 interest-free bi-weekly payments, or choose monthly installments up to 24 months — available on orders from $50 to $17,500, managed entirely through the Shop app.

$2,500 purchase
$117
per month / 24 mo
$625per payment / 4-pay
$5,000 purchase
$233
per month / 24 mo
$1,250per payment / 4-pay
$10,000 purchase
$466
per month / 24 mo
$2,500per payment / 4-pay
$15,000 purchase
$699
per month / 24 mo
$3,750per payment / 4-pay
* Monthly estimates assume a representative APR. Actual rate depends on creditworthiness. The 4-payment option is always 0% interest.
The Process

How to apply

1
Add your simulator, fire pit, or setup to the cart.
2
At checkout, select Shop Pay as your payment method.
3
Choose your preferred installment plan.
4
Get an instant decision and complete your order.
Need a higher limit or custom terms?
For orders above $17,500, or custom financing on large commercial and residential installations, our team can connect you with additional financing partners.
Contact Our Team
Questions

Frequently asked

Does applying affect my credit score?
Checking your eligibility for Shop Pay Installments uses a soft credit check and does not impact your score.
Can I pay off early?
Yes. You can pay off your balance early at any time with no prepayment penalty.
What if I need to return my order?
Returns are handled per our standard return policy. Refunds are applied back to your installment plan and any remaining balance is cancelled.
Is financing available for international orders?
Shop Pay Installments is currently available for US-based customers. Contact us for international financing inquiries.